Tracy Cole

Senior Mortgage Banker

NMLS: 492786

About Me

Whether you're buying, selling or refinancing, you have a lot riding on your mortgage banker and at Bank of Texas Mortgage we want you to know who you are working with. My 30+ years in real estate lending has included hands-on experience in all phases of the lending process from origination through closing. As your loan officer I will work with you every step of the way to provide a seamless loan transaction, while meeting your needs with personal and attentive customer service. In the end, the best result is not only taking care of your mortgage needs but to also make the process as easy as possible and I look forward to working with you.
After you've applied, I'll call you to discuss the details of your loan and cover any questions you may have. And as always, you may contact me anytime by phone, fax, email or in person for personalized service and advice.

Products and Services

Whether you're a first-time homebuyer, wanting to refinance your existing home, or looking to upgrade to the home of your dreams, we have a home financing solution to meet your needs.

  • Competitive rates
  • Quick and easy mortgage approval
  • Free pre-qualifications so you can shop knowing what you can afford
  • Local operations so your loan closes in a timely fashion
  • Variety of new purchase and refinance loan options including: FHA, Conventional, ARMs, Native American (Section 184), USDA Rural Development, and VA/Military Personnel home loan programs
  • Lock and Build program for new construction that includes up to 270 days rate lock with a one-time float down option