Patrick Oros

Mortgage Branch Manager

NMLS: 469900

About Me

I have been in the mortgage business in Colorado for more than 20 years. As Vice President for Colorado State Bank and Trust, I have the privilege of leading a team of experienced mortgage professionals, committed to delivering the highest level of service to you.

Our specialties include, but are not limited to: 1st time home buyers, vacation homes, investment properties, jumbo mortgages, rate & term refinances and cash out mortgages. Our job is to give you expert advice to allow you to make a sound financial decision, all while delivering unparalleled customer service.

After you've applied, I'll call to discuss the details of your loan and cover any questions you may have. You may contact me anytime for personalized service and advice.


Financing Your Dream Home

The mortgage process can be confusing and intimidating and that sometimes keeps people from fulfilling their dream of homeownership. Let us walk you through the process from application to closing and get you on your way to the home of your dreams.




Online. Secure. Simple. HomeNow.

Experience a new way to get a mortgage with HomeNow, our online customer application. You have 24/7 access to your mortgage in progress and the ability to track your loan from application to closing. We keep your information safe and provide a simple and transparent mortgage process in a mobile friendly online platform.